✔ Confidential | ✔ Professional | ✔ Affordable Solutions
" Whether you are struggling with monthly repayments, blacklisted listings, or old judgments affecting your credit profile - our experienced team is here to guide you every step of the way. "
If you have completed your debt review or want to exit the process, we assist with the legal removal of your debt review status so you can regain full financial freedom.
• Clearance certificates
• Credit profile restoration
• Fast professional assistance
If your monthly debt repayments have become overwhelming, debt review can legally protect you from creditors while restructuring your payments into one affordable monthly instalment.
• Stop creditor harassment
• Lower monthly payments
• Legal protection
Debt mediation helps you negotiate with creditors to reduce monthly payments or settle outstanding debt, without going under formal debt review.
• Negotiated repayment plans
• Reduced financial pressure
• Faster solutions
Old debt and court judgments can damage your credit profile. If a debt has prescribed or a judgment is over 5 years, we assist with legal removal from your credit record.
• Judgment rescissions
• Prescription claims
• Credit bureau clearance
✔ Experienced Debt Consultants
✔ Confidential & Professional Service
✔ Fast Turnaround Times
✔ Personal Financial Guidance
✔ Trusted by South Africans
Our mission is simple:
Help you become debt free and financially stable again!
“I was under debt review for years and didn’t know how to remove it. Their team assisted me with the process and my credit profile is finally clear again. Highly recommended.”
“L & C Credit Solutions helped me when I felt completely overwhelmed with debt. They explained everything clearly and helped reduce my monthly payments. I can finally breathe again.”
“I had an old judgment affecting my credit record. L & C Credit Solutions helped me get it removed and guided me through every step. Very grateful for their assistance.”